... of Renovation quotations, Mahjong & TV shopping...

Bad day yesterday...

• Planned on buying a fridge first since it's Harvey Norman's last day of sales. Alas, didn't get one. Too early la... dunno where to put also as they will only hold till end of July. The new place will not even start renovation till at least late September.
• Went and see Steven's cousin for a prelim renovation quotation - freaked me out! The bedroom + kitchen itself will easily cost me RM20k - RM25k... shit! How la???? Money o money, where art thou dear money???
• .... and I lost almost RM100 at the mahjong table!!! And guess what? Mostly to Steven... hmmm, gonna let him sleep at the couch for a week :P

On a brighter note - we bought a TV!!!! JVC 42" LCD at only RM2,888. Gonna be delivered tomorrow... yeah! New TV tomorrow!

... of Renovations & Furnitures estimates...

Renovation & Furnitures (estimates)

Fridge 2,000
Cooker hood, stove & oven 3,500
Air-con (1.3k x 3 units - plus install) 3,900
Ceiling Fan (300 x 5 units) 1,500
Lightings (various) 2,000
Wirings 1,500
Paint (+ workmanship) 1,500
TV 3,000
Dining table set 2,000
Build-in wardrobe (x 2 rooms) 7,000
Hot Shower (x 2 units) 800
Kitchen 15,000
Other misc minor renovations 2,000
Bed + Mattress (master bedroom) 2,500
Shoe Cabinet 400
TV Console 1,000
Coffee table 500
Curtains 2,500
Sofa set 3,000
Kitchen utensils & cutleries 2,000
Misc 2,500

GRAND TOTAL RM60,100!!!!!

*faint*

...of Legal Fees, Stamp Duty, SPA, DA, $$$ and the whole 9 yards....

Just had a first appointment with the lawyer today. Gotta get the whole legal part of the purchase done. Had a chat with the guy - looks like a decent enough lawyer and law firm, recommended by Steven's uncle... so, it'll be him then. Hope he doesn't screw up the whole thing *fingers crossed*

Now, the scary part....

LEGAL FEE
Sales & Purchase Agreement (SPA) = RM1,587.20 (36% discounted, originally RM2,480)
Deed of Assignment (DA) = RM200.00
5% Government Tax = RM134.00

Total Legal Fee = RM1,921.20

DISBURSEMENT (estimate)
SPA Stamping Fee = RM40.00
DA Stamping (transfer ownership) = RM4,800.00
DA x 3 copies = RM30.00
Land Search x 2 = RM60.00
Misc. (running fees, transport fees, etc) = RM350.00

Total Disbursement cost = RM5,280.00

TOTAL COST (estimate) = RM7,201.20!!!!! (reasonale rite?)

Scary.....

Next up.... LOAN SHOPPING!

... of New Beginning, Big Commitment...

Whew, it's been a while since I last updated this thing. Time to clean the dust and spiderwebs - haha!

Well, since I'm starting a new phase in my life i might as well start back the good old blog (not that i updated much previously anyway).

Well, I just did the scariest thing today. Finally getting my own pad. Paid the deposit that costs me RM8700!!!! That's the largest amount that I've paid for anything in one shot. And that's still not 10% of the downpayment yet. Still need to cough up the balance.

The first step's taken... here we go!